Selling the car of a family member who has died is one of many tasks after a loss. This guide explains, step by step, who may sell an inherited car in Switzerland, which documents you need, and what happens to the plates and insurance – so you can deal with it calmly and without surprises.
When someone dies, their car becomes part of the estate and belongs to all heirs together (the community of heirs, Erbengemeinschaft / communauté héréditaire). That means:
Not sure who is entitled to sell? Ask the authority dealing with the estate in the canton where the deceased last lived, or the executor, before you sign anything.
| Document | Why you need it |
|---|---|
| Certificate of inheritance | Proves who the heirs are (Erbbescheinigung / certificat d'héritier). Issued by the competent cantonal authority. |
| Consent of all heirs | A signed authorisation if one person sells on behalf of the others – or the executor's certificate. |
| Death certificate | For the road traffic office and the insurer. |
| Vehicle registration document | Still in the name of the deceased. The buyer needs it to register the car. |
| ID of the person selling | Passport, Swiss ID or residence permit. |
| All keys, service book | Missing keys or service records lower the price. |
Was the car leased or financed? Then the leasing company or lender must be informed, and the contract settled before the car can be sold. See our guide to selling a leased car.
As long as the car is registered with the deceased's plates, insurance and vehicle tax continue. Once the plates are handed in to the road traffic office, both stop, and any unused premium or tax is usually refunded to the estate. Our guide to returning your plates explains how this works in Geneva, Vaud and Zurich.
Only with the agreement of the other heirs. The car belongs to all heirs together until the estate is divided, so all of them must agree – or give one person written authority to sell. An executor can usually sell the car for the estate.
An official document that confirms who the heirs are (Erbbescheinigung / certificat d'héritier). It is issued by the competent authority of the canton where the deceased last lived, and buyers and banks often ask for it.
Only if you are sure it is still insured and the plates are valid. Ask the insurer first – the insurance does not end automatically, but the conditions may change after the holder's death.
Yes. We inspect the car where it is parked and collect it for free, even if the battery is flat or the MFK has expired.
The heirs decide. We usually pay by bank transfer to the estate account, or in cash to the authorised person, against a signed receipt.
The registration document, ID, keys and service records – what each is for, what goes in the contract and what to do if something is missing.
Read the guide →GuideWhy your plates stay with you, how to hand them in, and how Geneva, Vaud and Zurich compare – plus insurance and tax refunds.
Read the guide →GuideWhat code 178 means, your options to end a lease early and how a buyer can pay the leasing company directly.
Read the guide →