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Selling a damaged or accident car

Guide

Selling a Damaged or Accident Car in Switzerland

A car with accident damage, a mechanical fault or an engine that won't start can still be sold in Switzerland. Private buyers are rarely interested, but dealers and car buyers like SellCar buy damaged cars every day. This guide explains your options, how damage affects the price and what you must tell the buyer.

Repair first or sell as it is?

Repairing a car before you sell it only makes sense if the repair adds more to the price than it costs. That is often the case for small cosmetic damage on a newer car, and rarely the case for major repairs on an older one.

  • Get a repair quote from a garage, so you know what the work would cost.
  • Get an offer for the car as it is – our free valuation takes 2 minutes. Describe the damage and, if you can, send photos.
  • Compare: repaired value minus repair cost, against the offer as it is. Don't forget the time and hassle of a repair.

Types of damage and what to expect

Type of damageExamplesGood to know
CosmeticScratches, dents, scuffed bumpers, worn seatsLowers the price a little. Small repairs before a private sale can pay off.
Accident damageDamaged body panels, airbags deployed, frame damageRepaired or not, the accident must be disclosed. The price depends on the extent of the damage.
Mechanical faultEngine, gearbox, clutch, electronics, warning lightsRepairs can be expensive; selling as it is is often the better choice.
Not driveableEngine won't start, major accident damageCan still be sold. SellCar collects it for free, anywhere in Switzerland.

What you must tell the buyer

Be open about all damage and defects you know about, including past accidents that have been repaired. Private sellers often exclude warranty in the sales contract, but such an exclusion does not protect a seller who knowingly hides a defect – the buyer could still claim against you. List known damage in the contract: it protects you as much as the buyer.

When you sell to SellCar, we inspect the car ourselves and record its condition in the contract, so there are no surprises later.

After an accident: insurance and total loss

If the car was damaged in an accident, talk to your insurer before you sell or repair it. If the insurer declares the car a total loss, it usually pays out based on the car's value and takes the remaining value of the wreck into account. Ask your insurer whether you may keep the car and sell it yourself, and how that affects the payout – sometimes an independent offer is higher than the value the insurer assumes.

Selling a damaged car step by step

  1. Describe the damage honestlyFill in our valuation form and describe the damage – photos help us give a more accurate offer.
  2. Receive your offerYou get a free offer within 24 hours.
  3. Free inspectionWe inspect the car where it is – at your home, your workplace or the garage.
  4. Get paidIf you accept the final offer, we prepare the contract and pay you in cash or by bank transfer. Not driveable? We collect it for free, anywhere in Switzerland.
  5. Return your platesRemove your plates and hand them in – see our guide to returning your plates.
FAQ

Frequently asked questions

Can I sell a car that doesn't drive?

Yes. SellCar buys cars that are not driveable, for example with engine failure or major accident damage. We inspect the car where it is and collect it for free, anywhere in Switzerland.

Do I have to tell the buyer about a past accident?

Yes. Disclose all damage and defects you know about, including repaired accident damage. A warranty exclusion in the contract does not protect a seller who knowingly hides a defect.

Should I repair my car before selling it?

Only if the repair adds more to the price than it costs. Get a repair quote and an offer for the car as it is, then compare.

My insurer declared my car a total loss. Can I still sell it?

Ask your insurer first. It usually takes the remaining value of the wreck into account in the payout. If you may keep the car, you can sell it – an independent offer is sometimes higher than the value the insurer assumes.

Does SellCar buy cars with mechanical problems?

Yes. We buy cars of every make and condition, including cars with engine, gearbox or electronic faults. Describe the problem in the valuation form so we can make an accurate offer.